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Vacancy Details


Announcement Number:
Hiring Agency:
Consumer Financial Protection Bureau
Position Title:
Open Period:
04/27/2012 - 05/14/2012
CN - 0570 60
$91150.00 - $221039.00
Promotion Potential:
Duty Location(s):
  • FEW in West Region
  • FEW in Midwest Region
  • FEW in Southeast Region
For More Info:
Applicant Call Center


Who May Apply:

Current CFPB employees serving on an appointment as described in the Job Summary section under Who May Apply.

Duration Appointment:
Excepted Service - Permanent Appointment  See "Job Summary" for details
Marketing Statement:

Do you want to be a leader in your field at the Consumer Financial Protection Bureau (CFPB) - a groundbreaking organization devoted to the economic strength and vitality of American Families? If "Yes," then we have a career for you! CFPB professionals have unparalleled opportunities to expand horizons for themselves and for the nation. We offer a competitive Total Rewards Program, generally including access to a more generous retirement and thrift plan compared to most Federal agencies, plus a variety of 100% CFPB-paid health care benefits. See the Benefits section for more information.


This position is located in the Consumer Financial Protection Bureau, Division of Supervision, Fair Lending and Enforcement. The function of the office is to conduct consumer protection supervision and examinations at a wide variety of depository financial institutions and non-depository financial services companies. As an Examiner-in-Charge, you will lead teams in examinations of financial institutions or financial services companies typically offering multiple product lines or services, including some that that may pose a risk to consumers, and will participate as a technical expert in development of solutions to issues and problems with broad impact on consumers and the industry. Work will primarily be conducted on-site at these companies. When not on-site conducting examinations, work will be performed out of your duty location, which will be your home address. All Examiners will be duty stationed at their home address and will be affiliated, for reporting purposes, with one of four satellite offices. Travel to the assigned satellite office will be required when necessary. Please note: All Examiners must reside in the geographic region to which they are affiliated. CFPB defines the regions as follows: (Please click on this link to see a map of our regions)

  • West Region: Washington, Oregon, California, Idaho, Nevada, Montana, Wyoming, Utah, Arizona, New Mexico, Colorado, North Dakota, South Dakota, Nebraska, Kansas, Hawaii, Alaska

  • Midwest Region: Minnesota, Iowa, Illinois, Michigan, Ohio, Indiana, Kentucky, Missouri, Wisconsin

  • Southeast Region: West Virginia, Virginia, Maryland, North Carolina, South Carolina, Georgia, Florida, Alabama, Mississippi, Texas, Oklahoma, Arkansas, Tennessee, Louisiana, Washington, DC

All examiners will be required to perform extensive overnight travel. It is expected that examiners may travel outside of their regular duty location for 75% or more of their regular work schedule. The pay employees receive will depend on their grade level and assigned duty location which will be their home address. An employee's pay may include a geographical pay differential depending on the duty location. The pay shown for this job depicts the range covering the LOWEST LEVEL WITHOUT geographical pay differential up to the HIGHEST LEVEL INCLUDING the highest geographical differential.


Who May Apply:

Applications will be accepted from current CFPB employees serving on one of the following types of appointments:

• Permanent excepted service employees serving on an appointment made under Section 1013(a)(1)(C) of the Act.

• Permanent excepted service employees appointed to CFPB under the provisions of Section 1064 of the Act. As this Plan is applied to employees transferred to CFPB under Section 1064 of the Act, such employees also will continue to receive applicable statutory protections for the time periods set forth in Section 1064 of the Act.

• Permanent competitive service employees.

• Term excepted service employees serving on an appointment made under Section 1013(a)(1)(C) of the Act that confers the potential to be converted to a permanent appointment (“term-to-perm” employees). If selected for a permanent position, the employee must be converted to a permanent appointment on the effective date of the selection.



  • This position is being filled under CFPB's excepted service authority.

  • Appointment under this authority does not convey competitive status.
  • Supervisory Position:
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    Key Requirements:

    Background investigation U.S. Citizenship Upon appointment you may be required to serve a two-year trial period Position may require frequent travel


    As an Examiner, you will independently conduct the most complex examination work, and develop, present, and discuss examination findings, recommendations, and required corrective actions with depository financial institution's and non-depository consumer financial services company's (regulated entities) senior management.  Independently develop and implement supervision strategies for regulated entities being examined.  Apply an expert knowledge of consumer protection laws and regulated entity operations through practical knowledge of accounting and finance principles to independently perform the following duties:

  • Develop and implement supervision strategies for regulated entities being examined.
  • Evaluate adequacy of Board and management oversight of the compliance program.
  • Evaluate adequacy of the regulated entity's compliance program, including policies, procedures, controls, staff expertise and training.
  • Assess risk and prepare Risk Profile of the entity and affiliates.
  • Examine the entity's audit procedures, including resource materials.
  • Determine if the entity is in compliance with applicable laws or regulations.
  • Develop the examination report and required corrective action documents.
  • Present and discuss findings and recommendations with the entity's Board or managers.
  • Lead a team of assisting personnel in conducting examinations.
  • Monitor performance between examinations.
  • Monitor and analyze regulated entities' business practices and conduct to identify discrepancies and trends.
  • Participate in development of new or revised legal or regulatory proposals or CFPB policies and procedures.
  • Qualifications and Evaluations

    Specialized Experience: To qualify at the CN-60, you must have one year of specialized experience at or equivalent to the CN-53 level in the Federal service (For qualification purposes, the CN-53 is broadly equivalent to the GS-13 level). For this position, specialized experience is described as experience that demonstrates: 1) expert knowledge of examination procedures and related federal or state financial protection laws for depository or non-depository financial institutions or financial services companies covering multiple product lines and services; 2) ability to analyze, interpret and apply a full range of financial information and legal, regulatory and policy provisions to resolve complex issues; 3) ability to work independently on complex reviews or analyses and make recommendations regarding non-routine issues; 4) ability to lead examinations, audits and reviews; 5) ability to collaborate with others and work effectively in a team environment; 6) ability to mentor and guide others; AND 7) ability to communicate effectively both orally and in writing to explain complex subjects to senior business officials through presentations and reports. The experience may have been gained in either the public or private sector. One year of experience refers to full-time work; part-time work is considered on a prorated basis.

    Your application includes your:

    1. Resume,
    2. Responses to the online questions,
    3. Required supporting documents;
    4. Cover letter (optional). Note: If a cover letter is submitted, it may be used to assess your qualifications.

    We use a multi-step process to evaluate and refer applicants:

    1. Minimum Requirements: Your application must show that you meet all requirements, including the experience required for this position. 

    You may be found "not qualified" if you do not possess the minimum qualifications required for the position. If your application is incomplete, we may rate you as ineligible.

    To ensure you receive full consideration, please make sure that your application package fully describes your experience as it relates to this position.  In responding to the narrative questions, please take the opportunity to expand on your background and experience to ensure we can accurately assess your qualifications against the position’s requirements. Failure to respond to the narrative questions or simply stating “refer to resume” may result in an overall lowering of your score.

    2. Rating: If you meet the minimum qualification requirements, you will be further assessed by a Panel of Subject Matter Experts (SME) on your possession of the following technical qualifications: 


    FACTOR 1:  Ability to develop and apply the processes and techniques required to conduct compliance examinations of financial institutions or non-depository financial services companies and to serve as examiner-in charge or in a similar leadership role performing and directing the full range of activities involved in examinations, investigations, audits or reviews of compliance with applicable laws


    FACTOR 2:  Ability to evaluate the adequacy of a financial institution’s or non-depository financial services company’s Board of Directors and/or management oversight of consumer financial services and to serve in a leadership role in such evaluations


    FACTOR 3:  Ability to review entities’ compliance management programs, including adequacy of policies, procedures and controls, management and staff experience and expertise, training, quality control, corrective actions processes, management information systems and management’s responsiveness to implementing corrective actions when necessary


    FACTOR 4:  Ability to communicate in writing to convey policies, guidelines, regulations and concepts


    FACTOR 5:  Ability to use interpersonal and oral communication skills to foster cooperation, resolve conflicts and convey information 



    Category rating procedures will be used to rank and refer eligibles. You will be assigned a score based on the assessment methods described above.  Your score will determine in which of the three categories you will be placed: Categories A, B, or C.

    Your resume will be among the factors used in setting your pay, should you be made an offer of employment. Please ensure that it fully describes your experience as it relates to the position for which you are applying. Please also provide current salary information.

    3.Referral: If you are among the top qualified candidates, your application will be referred to a selecting official for consideration.

    We recommend that you preview the online narrative questions for this announcement before you start the application process.

    You must meet eligibility and qualification requirements within 30 days of the closing date. You must answer all job-related questions in the job questionnaire.

    Benefits and Other Info

    Our comprehensive benefits are among the most generous in the federal government. They include:
  • Challenging and rewarding work

  • Opportunities for development and advancement

  • Extremely competitive salaries

  • Access to comprehensive Federal health, vision, dental, life, and long-term care insurance programs that may be continued after you retire

  • Additional access to CFPB-specific vision, dental, short- and long-term disability, and insurance programs while you work at CFPB

  • Ten paid holidays, 13 days of sick leave, and 13 to 26 days of vacation time each year

  • Public Transit Incentive program (PTIP)

  • Employee Assistance Program (EAP)

  • Emergency Child Care Service (Contracted Service)
  • Other Information:
  • We may select from this announcement or any other source to fill one or more vacancies.

  • Relocation expenses may be paid in accordance with CFPB policy.

  • This announcement may be used to fill like positions in other organizations within the Consumer Financial Protection Bureau.

  • If selected, candidates will be required to file financial disclosure statements within 30 days upon entering on duty.
  • How to Apply

    How to Apply:

    The following instructions outline our application process. You must complete this application process and submit any required documents by 11:59 p.m. Eastern Time (ET) on the closing date of this announcement. We are available to assist you during business hours (normally 8:00 a.m. - 4:00 p.m., Monday - Friday). If applying online poses a hardship, please contact us as soon as possible. If you are experiencing a technical issue with your application, please contact the CareerConnector Help Desk at and/or the USAJobs Help Desk. Our applicant call center is unable to provide technical support.


    The Consumer Financial Protection Bureau provides reasonable accommodation to applicants with disabilities on a case-by-case basis. Please contact us if you require this for any part of the application and hiring process.


    Step 1 - Create or Upload a Resume with USAJOBS ( We suggest you go to the end of the "Qualifications & Evaluations" section of the job announcement to preview the online questions. You may need to customize your resume to ensure that it supports your responses to these questions. Resume Tips


    Step 2 - Apply Online Click the "Apply Online" link on this page. You will then be directed to USAJOBS where you must select a resume. After selecting a resume, click on the "Apply for this position now!" link, and follow the prompts to register (if you have not already done so). You will then be required to answer a few questions, and submit all required documents. To return to your saved application, log into your USAJOBS account and click on "Application Status." Click on the position title, and then select "Apply Online" to continue.


    Step 3 - Answer the Online Questions and Submit Your Online Application If this is your first time on CFPB's CareerConnector website, you will be prompted to register by answering questions related to your eligibility for federal employment. The system will save these responses and take you back to the main screen so that you can answer the job-specific questions. Select "Take me to the assessment" and click on the "Continue" button to answer the job-specific questions. You must answer all the questions and click the "Finished" button.


    Step 4 - Review and Confirm Your Submission You will now have the option to upload a document or print fax cover-sheets for your required documents. (See Step 5 for details.) Once you click "Done," you will see a summary of your application for your review. You may also print a copy for your records. When you click "Finished" at the bottom of the page, you will then be directed back to USAJOBS where you can confirm that your application has been submitted. You may also track your application status from your USAJOBS account.


    Step 5 - Submit Required Documents You can submit any required or optional documents (described below) by document upload or fax. Whichever method you choose, please include the job announcement number with your documents. To protect your privacy, we encourage you to remove your social security number from anything you submit. Document Upload: You may upload supporting documents in one of two ways: 1. Once you finish answering the questions in the job announcement, you will be prompted to upload your document(s) to your application. You will be given the choice to either upload the document as part of the application process or you can select a document that you have already loaded on USAJOBS.

    OR 2. You may upload a document to an existing application by logging in to your USAJOBS account. Click on "My Applications" and search for the vacancy. Once you have located the vacancy, click on it and select "Apply Online." Move through your existing application until you reach the "Documents" page and select "Upload" to add a document to your application. Be sure to review your complete application to confirm that the document(s) uploaded properly. In the "Application Review" section, you should see your uploaded documents listed on the "Vacancy Documents" screen. Once you see them, click "Finished;" you will then be returned to USAJOBS. Fax: Create a fax cover-sheet in CareerConnector by following the "Faxing Supporting Documentation" instructions. The fax number is on the cover-sheet.

    Required Documents:

    Please note that if you do not provide all required information, as specified in this announcement, you may lose consideration for this position.


    You must submit narrative responses to the factors as listed in the evaluations section of this vacancy announcement. 

    What to Expect Next:
    You may check the status of your application for this position at any time by logging into your account at We also recommend you opt to receive status change emails through USAJOBs. Please notify us if your contact information changes after the closing date of the announcement. Also, note that if you provide an email address that is inaccurate, or if your mailbox is full or blocked (e.g., spam-blocker), you may not receive important communication that could affect your consideration for this position