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Vacancy Details


About

Announcement Number:
12-CFPB-441
Hiring Agency:
Consumer Financial Protection Bureau
Position Title:
Examiner
Open Period:
04/27/2012 - 05/14/2012
Series/Grade:
CN - 0570 52
Salary:
$75221.00 - $145064.00
Promotion Potential:
CN-52
Duty Location(s):
  • FEW in West Region
  • FEW in Northeast Region
  • FEW in Midwest Region
  • FEW in Southeast Region
For More Info:
Applicant Call Center
304-480-7300
cfpbinquiries@bpd.treas.gov

Overview

Who May Apply:

U.S. citizens who meet any of the categories shown under the heading "Who May Apply" at the end of the Job Summary section below.

Duration Appointment:
Permanent
Marketing Statement:
Do you want to be a leader in your field at the Consumer Financial Protection Bureau (CFPB) - a groundbreaking organization devoted to the economic strength and vitality of American Families? If "Yes," then we have a career for you! CFPB professionals have unparalleled opportunities to expand horizons for themselves and for the nation. We offer a competitive Total Rewards Program, generally including access to a more generous retirement and thrift plan compared to most Federal agencies, plus a variety of 100% CFPB-paid health care benefits. See the Benefits section for more information.
Summary:
This position is located in the Consumer Financial Protection Bureau, Division of Supervision, Fair Lending and Enforcement. The function of the office is to conduct consumer protection supervision and examinations at a wide variety of depository financial institutions and non-depository financial services companies. As an Examiner-in-Charge, you will lead teams in examinations of financial institutions or financial services companies typically offering multiple product lines or services, including some that that may pose a risk to consumers, and will participate as a technical expert in development of solutions to issues and problems with broad impact on consumers and the industry. Work will primarily be conducted on-site at these companies. When not on-site conducting examinations, work will be performed out of your duty location, which will be your home address. All Examiners will be duty stationed at their home address and will be affiliated, for reporting purposes, with one of four satellite offices. Travel to the assigned satellite office will be required when necessary. Please note: All Examiners must reside in the geographic region to which they are affiliated. CFPB defines the regions as follows: (Please click on this link to see a map of our regions)

  • West Region: Washington, Oregon, California, Idaho, Nevada, Montana, Wyoming, Utah, Arizona, New Mexico, Colorado, North Dakota, South Dakota, Nebraska, Kansas, Hawaii, Alaska

  • Midwest Region: Minnesota, Iowa, Illinois, Michigan, Ohio, Indiana, Kentucky, Missouri, Wisconsin

  • Southeast Region: West Virginia, Virginia, Maryland, North Carolina, South Carolina, Georgia, Florida, Alabama, Mississippi, Texas, Oklahoma, Arkansas, Tennessee, Louisiana, Washington, DC

  • Northeast Region: Delaware, New Jersey, New York, Pennsylvania, Connecticut, Rhode Island, Massachusetts, Vermont, New Hampshire, Maine, Puerto Rico


All examiners will be required to perform extensive overnight travel. It is expected that examiners may travel outside of their regular duty location for 75% or more of their regular work schedule. The pay employees receive will depend on their grade level and assigned duty location which will be their home address. An employee's pay may include a geographical pay differential depending on the duty location. The pay shown for this job depicts the range covering the LOWEST LEVEL WITHOUT geographical pay differential up to the HIGHEST LEVEL INCLUDING the highest geographical differential. WHO MAY APPLY U.S. Citizens who are:

  1. Current federal employees on permanent competitive service appointments, or former federal employees with reinstatement eligibility; or

  2. ICTAP Eligibles; or

  3. Eligible under special hiring authorities (e.g., individuals with disabilities, covered by an interchange agreement); or

  4. Eligible under the Veterans Employment Opportunity Act

Supervisory Position:
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Key Requirements:

Background investigation U.S. Citizenship May be required to serve a probationary period Position may require frequent travel

Duties

With minimal supervision conducts very complex examination work, and develops, presents, and discusses examination findings, recommendations, and required corrective actions with depository institution's and non-depository consumer financial services company's ("regulated entities") senior management.


 


Specific duties include the following:



  • Develop and implement supervision strategies for regulated entities being examined.

  • Evaluate adequacy of Board and management oversight of the compliance program.

  • Evaluate adequacy of the regulated entity's compliance program, including policies, procedures, controls, staff expertise and training.

  • Assess risk and prepare Risk Profile of the entity and affiliates.

  • Examine the entity's audit procedures, including resource materials.

  • Determine if the entity is in compliance with applicable laws or regulations.

  • Develop the examination report and required corrective action documents.

  • Present and discuss findings and recommendations with the entity's Board or managers.

  • Lead a team of assisting personnel in conducting examinations.

  • Monitor performance between examinations.

  • Monitor and analyze regulated entities' business practices and conduct to identify discrepancies and trends.

  • Review proposed regulations and CFPB policies and procedures, as assigned.

Qualifications and Evaluations

Education:
Requirements:
Specialized Experience: To qualify at the CN-52 level, you must have one year of specialized experience at or equivalent to the CN-51 level in the Federal service. (For qualification purposes, the CN-51 level is broadly equivalent to the GS-11 level.) For this position, specialized experience is described as experience that demonstrates: 1) knowledge of examination or investigative procedures of complex depository or non-depository financial services companies covering multiple product lines and/or services; 2) ability to research, analyze and interpret a full range of financial regulations, laws practices or procedures; 3) ability to work independently on routine reviews or analyses and make recommendations regarding recurring or routine issues; 4) ability to assist on complex analyses; 5) ability to collaborate with others and work effectively in a team environment; AND 6) ability to communicate effectively both verbally and in writing to explain complex subjects to business officials through presentations and reports. The experience may have been gained in either the public or private sector. One year of experience refers to full-time work; part-time work is considered on a prorated basis.
Evaluations:

Your application includes your:


1. Resume,
2. Responses to the online questions,
3. Required supporting documents;
4. Cover letter (optional). Note: If a cover letter is submitted, it may be used to assess your qualifications.

We use a multi-step process to evaluate and refer applicants:


1. Minimum Requirements: Your application must show that you meet all requirements, including the experience required for this position. 


You may be found "not qualified" if you do not possess the minimum qualifications required for the position. If your application is incomplete, we may rate you as ineligible.


To ensure you receive full consideration, please make sure that your application package fully describes your experience as it relates to this position.  In responding to the narrative questions, please take the opportunity to expand on your background and experience to ensure we can accurately assess your qualifications against the position’s requirements. Failure to respond to the narrative questions or simply stating “refer to resume” may result in an overall lowering of your score.


2. Rating: If you meet the minimum qualification requirements, you will be further assessed by a Panel of Subject Matter Experts (SME) on your possession of the following technical qualifications: 


 


FACTOR 1:  Ability to conduct or participate in examinations, investigations, audits or similar reviews of financial institutions or non-depository financial services companies to assess their compliance with Federal and/or State financial protection laws, regulations and policies as well as internal policies and requirements and recommend corrective and/or enforcement actions to resolve deficiencies


 


FACTOR 2:  Ability to analyze and evaluate the adequacy of institutional oversight of consumer financial products and services by regulated depository financial institutions or non-depository financial services companies


FACTOR 3:  Ability to lead teams and/or work in a team environment


 


FACTOR 4:  Ability to communicate in writing to convey policies, guidelines, regulations and/or concepts


FACTOR 5:  Ability to use interpersonal and oral communication skills to foster cooperation, resolve conflicts, and convey information


 


 3.Referral: If you are among the top qualified candidates, your application will be referred to a selecting official for consideration.


We recommend that you preview the online narrative questions for this announcement before you start the application process.

Qualifications:
You must meet eligibility and qualification requirements within 30 days of the closing date. You must answer all job-related questions in the job questionnaire.

Benefits and Other Info

Benefits:
Our comprehensive benefits are among the most generous in the federal government. They include:
  • Challenging and rewarding work

  • Opportunities for development and advancement

  • Extremely competitive salaries

  • Access to comprehensive Federal health, vision, dental, life, and long-term care insurance programs that may be continued after you retire

  • Additional access to CFPB-specific vision, dental, short- and long-term disability, and insurance programs while you work at CFPB

  • Ten paid holidays, 13 days of sick leave, and 13 to 26 days of vacation time each year

  • Public Transit Incentive program (PTIP)

  • Employee Assistance Program (EAP)

  • Emergency Child Care Service (Contracted Service)
  • Other Information:
  • We may select from this announcement or any other source to fill one or more vacancies.

  • Relocation expenses may be paid in accordance with CFPB policy.

  • This announcement may be used to fill like positions in other organizations within the Consumer Financial Protection Bureau.

  • If selected, candidates will be required to file financial disclosure statements within 30 days upon entering on duty.
  • How to Apply

    How to Apply:

    The following instructions outline our application process. You must complete this application process and submit any required documents by 11:59 p.m. Eastern Time (ET) on the closing date of this announcement. We are available to assist you during business hours (normally 8:00 a.m. - 4:00 p.m., Monday - Friday). If applying online poses a hardship, please contact us as soon as possible. If you are experiencing a technical issue with your application, please contact the CareerConnector Help Desk at careerconnectorhelp@treasury.gov and/or the USAJobs Help Desk. Our applicant call center is unable to provide technical support.


     


    The Consumer Financial Protection Bureau provides reasonable accommodation to applicants with disabilities on a case-by-case basis. Please contact us if you require this for any part of the application and hiring process.


     


    Step 1 - Create or Upload a Resume with USAJOBS (www.usajobs.gov) We suggest you go to the end of the "Qualifications & Evaluations" section of the job announcement to preview the online questions. You may need to customize your resume to ensure that it supports your responses to these questions. Resume Tips


     


    Step 2 - Apply Online Click the "Apply Online" link on this page. You will then be directed to USAJOBS where you must select a resume. After selecting a resume, click on the "Apply for this position now!" link, and follow the prompts to register (if you have not already done so). You will then be required to answer a few questions, and submit all required documents. To return to your saved application, log into your USAJOBS account and click on "Application Status." Click on the position title, and then select "Apply Online" to continue.


     


    Step 3 - Answer the Online Questions and Submit Your Online Application If this is your first time on CFPB's CareerConnector website, you will be prompted to register by answering questions related to your eligibility for federal employment. The system will save these responses and take you back to the main screen so that you can answer the job-specific questions. Select "Take me to the assessment" and click on the "Continue" button to answer the job-specific questions. You must answer all the questions and click the "Finished" button.


     


    Step 4 - Review and Confirm Your Submission You will now have the option to upload a document or print fax cover-sheets for your required documents. (See Step 5 for details.) Once you click "Done," you will see a summary of your application for your review. You may also print a copy for your records. When you click "Finished" at the bottom of the page, you will then be directed back to USAJOBS where you can confirm that your application has been submitted. You may also track your application status from your USAJOBS account.


     


    Step 5 - Submit Required Documents You can submit any required or optional documents (described below) by document upload or fax. Whichever method you choose, please include the job announcement number with your documents. To protect your privacy, we encourage you to remove your social security number from anything you submit. Document Upload: You may upload supporting documents in one of two ways: 1. Once you finish answering the questions in the job announcement, you will be prompted to upload your document(s) to your application. You will be given the choice to either upload the document as part of the application process or you can select a document that you have already loaded on USAJOBS.


    OR 2. You may upload a document to an existing application by logging in to your USAJOBS account. Click on "My Applications" and search for the vacancy. Once you have located the vacancy, click on it and select "Apply Online." Move through your existing application until you reach the "Documents" page and select "Upload" to add a document to your application. Be sure to review your complete application to confirm that the document(s) uploaded properly. In the "Application Review" section, you should see your uploaded documents listed on the "Vacancy Documents" screen. Once you see them, click "Finished;" you will then be returned to USAJOBS. Fax: Create a fax cover-sheet in CareerConnector by following the "Faxing Supporting Documentation" instructions. The fax number is on the cover-sheet.

    Required Documents:

    Please note that if you do not provide all required information, as specified in this announcement, you may lose consideration this position (or lose the special consideration for which you may be eligible).


    CURRENT AND FORMER FEDERAL EMPLOYEES  -- Documentation Relating
    to Your Federal Employment



    • If you are a CFPB employee in a permanent, competitive service position or are a CFPB employee who is reinstatement eligible based on prior federal permanent competitive service, you need not submit documents to confirm your status.

    • If you are not a CFPB employee as described above, submit an SF-50, Notification of Personnel Action, that shows your current (or most recent) grade and competitive service status.  (The "position occupied" block on the SF-50 should show a "1" and your "tenure" block should show a "1" or "2".)  If you are currently on a Veterans Recruitment Appointment (VRA), submit an SF-50 showing that.

    • Indicate on your application the highest permanent grade you have held; if this grade is different from your current grade, you must submit an additional SF-50 showing this grade in order to receive credit.


    ICTAP:


    If you are a displaced or surplus Federal employee eligible for consideration under the Interagency Career Transition Assistance Plan (ICTAP), you must submit proof of eligibility.  For a detailed list of documents, click here


    SPECIAL HIRING AUTHORITIES DOCUMENTATION:


    If you are applying under a special hiring authority, submit a copy of proof of your eligibility.



    VETERANS EMPLOYMENT OPPORTUNITIES ACT (VEOA) 



    • If you are applying under the Veterans Employment Opportunity Act (VEOA), you must submit a copy of your Certificate of Release or Discharge from Active Duty, DD-214 (Member 4 copy), or other official documentation from a branch of the Armed Forces or the Department of Veterans Affairs showing dates of service and type of discharge.

    • Ten-point preference eligibles must also submit an Application for 10-Point Veteran Preference, SF-15, along with required documentation listed on the back of the SF-15 form. An SF-15 may be found on the OPM Forms Page.

    What to Expect Next:
    You may check the status of your application for this position at any time by logging into your account at www.usajobs.gov. We also recommend you opt to receive status change emails through USAJOBs. Please notify us if your contact information changes after the closing date of the announcement. Also, note that if you provide an email address that is inaccurate, or if your mailbox is full or blocked (e.g., spam-blocker), you may not receive important communication that could affect your consideration for this position